Insurance underwriters vs Rail transport operatives Salary

How do Insurance underwriters and Rail transport operatives salaries compare in the UK? Here is a detailed side-by-side breakdown using the latest ONS data.

Rail transport operatives earns £13,942 more per year (36% higher)

Insurance underwriters

£38,958
per year (gross)
Take-home: £31,569
vs

Rail transport operatives

£52,900
per year (gross)
Take-home: £41,239

Detailed Comparison

MetricInsurance underwritersRail transport operativesDifference
Median Annual£38,958£52,900-£13,942
Mean Annual£56,568£56,897-£329
Take-Home (Net)£31,569£41,239-£9,670
Monthly (Gross)£3,247£4,408-£1,161
Weekly (Gross)£749£1,017-£268
Hourly£18.73£25.43-£6.70

Salary Range Comparison

PercentileInsurance underwritersRail transport operatives
10th (Entry)£26,622£31,605
25th£32,174£43,810
50th (Median)£38,958£52,900
75th£59,616£72,066
90th (Senior)£0£0

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Frequently Asked Questions

Who earns more, a Insurance underwriters or a Rail transport operatives?
A Rail transport operatives earns more. The median salary for a Insurance underwriters is £38,958, whilst a Rail transport operatives earns £52,900 — a difference of £13,942 per year.
What is the salary difference between a Insurance underwriters and a Rail transport operatives?
The difference is £13,942 per year. Rail transport operatives is the higher-paid role.
What is the take-home pay difference?
After tax and National Insurance, a Insurance underwriters takes home approximately £31,569 per year, whilst a Rail transport operatives takes home £41,239. The net difference is £9,670.
Should I become a Insurance underwriters or a Rail transport operatives?
From a salary perspective, Rail transport operatives offers higher median pay. However, career choice depends on many factors including interests, qualifications, work-life balance and long-term prospects.

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