Insurance underwriters vs Train and tram drivers Salary

How do Insurance underwriters and Train and tram drivers salaries compare in the UK? Here is a detailed side-by-side breakdown using the latest ONS data.

Train and tram drivers earns £32,508 more per year (83% higher)

Insurance underwriters

£38,958
per year (gross)
Take-home: £31,569
vs

Train and tram drivers

£71,466
per year (gross)
Take-home: £52,008

Detailed Comparison

MetricInsurance underwritersTrain and tram driversDifference
Median Annual£38,958£71,466-£32,508
Mean Annual£56,568£70,871-£14,303
Take-Home (Net)£31,569£52,008-£20,439
Monthly (Gross)£3,247£5,956-£2,709
Weekly (Gross)£749£1,374-£625
Hourly£18.73£34.36-£15.63

Salary Range Comparison

PercentileInsurance underwritersTrain and tram drivers
10th (Entry)£26,622£36,808
25th£32,174£65,178
50th (Median)£38,958£71,466
75th£59,616£80,869
90th (Senior)£0£0

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Frequently Asked Questions

Who earns more, a Insurance underwriters or a Train and tram drivers?
A Train and tram drivers earns more. The median salary for a Insurance underwriters is £38,958, whilst a Train and tram drivers earns £71,466 — a difference of £32,508 per year.
What is the salary difference between a Insurance underwriters and a Train and tram drivers?
The difference is £32,508 per year. Train and tram drivers is the higher-paid role.
What is the take-home pay difference?
After tax and National Insurance, a Insurance underwriters takes home approximately £31,569 per year, whilst a Train and tram drivers takes home £52,008. The net difference is £20,439.
Should I become a Insurance underwriters or a Train and tram drivers?
From a salary perspective, Train and tram drivers offers higher median pay. However, career choice depends on many factors including interests, qualifications, work-life balance and long-term prospects.

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